FINANCING

WE’VE GOT YOU COVERED

The Roof Company has teamed up with Hearth to find financing options tailored to your needs, from $1,000 to $250,000. Have a question? Check out Hearth FAQs below.

Simple, 2 Minute Pre-Qualification

Hearth’s process takes less than 2 minutes and will not affect your credit score.

get pre-qualified

Multiple financing options

Hearth works with 17 lenders to find competitive personal loans and credit cards for your needs.

payment estimator

WHAT IS HEARTH?

HAVE A QUESTION?

HEARTH FAQS

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Will filling out the prequalification form affect my credit score?

No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score. CLICK HERE for complete details from Hearth.

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Can I pay back my loan early without penalties?

Yes, all 17 lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost. CLICK HERE for complete details from Hearth.

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What is the difference between secured and unsecured loans?

An unsecured loan is not linked to a specific piece of property ("collateral") that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possession in the event of default. CLICK HERE for complete details from Hearth.

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How is APR determined for prequalified offers?

Lenders look at many factors, including your credit history, current debt-to-income ratio, income, and expenses in assessing your creditworthiness. CLICK HERE for complete details from Hearth.

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How soon will I get my money after my loan is approved?

You can usually expect to receive your money in as little as 1-5 business days. CLICK HERE for complete details from Hearth.

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Can I finance more or less than the exact cost of my project?

Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you. CLICK HERE for complete details from Hearth.

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Will I need to verify my income?

Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state. CLICK HERE for complete details from Hearth.